body{
margin-left: 0px;
margin-top: 0px;
margin-right: 0px;
margin-bottom: 0px;
background-image:url(bg.jpg);
background-repeat:repeat-x;
background-position:top;
background-color:#ffffff;
}

.flag_bg{
background-image:url('flag_bg.jpg');
background-repeat:repeat-x;
background-position:top;
height:21px;
vertical-align:middle;
}

.leftbg{
background-image:url('left.jpg');
background-repeat:repeat;
}

.rightbg{
background-image:url('right.jpg');
background-repeat:repeat;
}

.optintext{
font:bold 11px Tahoma;
color:#FFFFFF;
text-decoration:none;
text-align:left;
}

.optintext:hover{
font:bold 11px Tahoma;
color:#6195D1;
text-decoration:none;
}

.bodytext{
font: 11px Tahoma;
color:#000B51;
text-decoration:none;
}

.bodytextr{
font: 11px Tahoma;
color:#CC0000;
text-decoration:none;
}

.dotbg{
background-image:url('line.jpg');
background-repeat:repeat;
}

.bodytext1{
font: 11px Tahoma;
color:#000B51;
text-decoration:none;
padding-left:10px;
padding-right:20px;
}

.more{
font: bold 11px Tahoma;
color:#000B51;
text-decoration:none;
}

.more:hover{
font: bold 11px Tahoma;
color:#CE0B27;
text-decoration:none;
}

.arrow{
font: bold 11px Tahoma;
color:#000B51;
text-decoration:none;
list-style-image:url(arrow1.jpg);
line-height:25px;
list-style-position:outside;
}

.formtext{
font: bold 11px Tahoma;
color:#000B51;
text-decoration:none;
}

.form_border{
border-top:1px solid #09428F;
border-bottom:1px solid #09428F;
border-left:1px solid #09428F;
border-right:1px solid #09428F;
background-color:#FFFFFF;
font-family:verdana;
font-size:11px;
color:#000000;
}

.bottom{
background-image:url(bottom.jpg);
background-repeat:no-repeat;
background-position:top;
height:36px;
}

.menu{
font: 11px Tahoma;
color:#FFFFFF;
text-decoration:none;
padding-left:41px;
padding-right:44px;
}


.heading1{
font: 21px Tahoma;
color:#003366;
text-decoration:none;
font-weight:normal;
}

.heading2{
font: 22px Tahoma;
color:#CC0000;
text-decoration:none;
font-weight:normal;
}


.menu1{
font: 11px Tahoma;
color:#FFFFFF;
text-decoration:none;
}

.menu1:hover{
font: 11px Tahoma;
color:#CC0320;
text-decoration:none;
}

.bottom1{
background-image:url(bottom1.jpg);
background-repeat:no-repeat;
background-position:top;
height:30px;
}